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YOUR GOALS

OUR GUIDANCE. LIVE YOUR BEST...

ADVISORS

Since 1991, we’ve helped financial advisors, their investing clients, and other institutions with a broad range of financial solutions.

Forta Financial Group is dually registered broker dealer and registered investment advisor with the vast resources necessary to help advisors compete and win. We help you achieve your dreams through accessing and applying the four pillars of the perfect practice.

Our mission is to assemble these pillars into a user-friendly package that accelerates your and your clients’ success so that you can live your best...

PRACTICE MANAGEMENT

Automation and support to free your time for clients.

Success won’t find you; you must seek success. We have developed a step by step process to help financial advisors build businesses with consistent growth by providing service, support, and technology that are continually improved by focusing on empathy, expertise, and innovation. Just like a contractor would follow a blueprint to build a house, our advisors have access to our proven blueprint for building their business. But don’t worry, our plans are customized to compensate for each advisor’s weaknesses while accentuating strengths. Whether you are new to the business or a seasoned veteran you will benefit from the guidance and mentorship of a coach who has a proven track record of practice management excellence.

FINANCIAL INNOVATION

Retirement planning, investment management, and tax minimization.

The world is changing faster than ever before, which provides more opportunity than ever for financial professionals who understand the impact of these changes on investors’ lives. Innovation in tax, risk management, estate planning, and business succession are just a few areas where you can truly differentiate yourself from the competition. Forta Financial Group provides you with expert resources in each of these specialties, allowing you to both improve your own skill level and access assistance on individual cases. Forta Financial Group puts you on the cutting edge of advisory intelligence and insight which is now more important than ever.

ENTREPRENEURIALISM

 A can-do culture of entrepreneurialism that facilitates rather than stifles.

Most advisors prefer independence because they want the freedom to run their business their way. Forta Financial Group is built by entrepreneurs for entrepreneurs. We believe that there isn’t just one way to run an advisory practice and we support your uniqueness. We are a can-do organization; if your plans are good for your clients, then we will bend over backwards to accommodate your business needs.

MARKETING

Lead generation so you your time can be spent productively, with prospects.

The single biggest reason for failure, or failure to thrive in our business, is a lack of prospective clients to speak with. We have compliance approved yet creative programs to help connect you with the people that need your expertise most. We understand that your business is unique, and we tailor our approach to helping you find the specific type of clients that fit your business.

Commit to success. challenge yourself.
Live your best...

Advisor contact

INVESTORS

OUR GUIDANCE.
LIVE YOUR BEST...

Forta Financial Group exists to help advisors help you.

Our expertise in retirement planning, investment management, and tax minimization is leveraged by advisors to provide clients with a calm confidence so to facilitate focus on the pleasures of life: friends, family, and faith.

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RETIREMENT PLANNING

Retirement planning is focused on addressing the many decisions one faces by following a systematic process. Examples of critical decisions include but are not limited to:

  • How much should you save to attain your goals?
  • How much can you afford to spend?
  • How should you invest money?
  • How much life insurance should you have?
  • Should you have long term care insurance and which one?

 

  • When should you and your spouse start taking social security?
  • What Medicare supplement is right for you?
  • Is your legacy as you want it, and is it organized so that probate and other aspects of estate settlement will not burden your loved ones?
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INVESTMENT MANAGEMENT

Retirement planning is focused on addressing the many decisions one faces by following a systematic process. Examples of critical decisions include but are not limited to:

Are you concerned by how much your mutual funds are really costing you? Each investor directly pays shareholder fees such as sales charges (load) on purchases, purchase fees, deferred sales charges (load), redemption fees, exchange fees, and account fees. Operating expenses are typically paid out of fund assets meaning are paid by investors and include investment advisory fees, marketing and distribution expenses, custodial, transfer agency, legal, and accountant’s fees. Good luck figuring out how much you’re really paying. Now are you concerned?

  • Do you want cutting edge money investment management with more control over your taxes and with greater transparency than mutual funds?
  • Do you want to know that your portfolio managers money is invested right alongside yours?
  • Do you want to know the Real Risk Number™ of your investments and how that compares to your Real Risk Tolerance™?

If you answer “Yes” to these questions, then see 4 Alpha Investments and 4 Beta Investments for more information on the Forta Financial Group Investment Portfolios.

4 Alpha Investments

4 Beta Investments

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TAX MINIMIZATION

Tax minimization is becoming increasingly important and increasingly complicated. The rules retirees need to consider are multiplying as the government grabs for more cash. A few considerations include:

  • How should you generate income so that your Medicare adjusted gross income does not push you over tax thresholds?
  • When should you claim Social Security?
  • Should you do Roth conversions and when?
  • Which investments have lower tax burdens for income creation?
  • In what kinds of accounts should you own each of your investments?
  • How should you limit the tax take on your legacy?

Looking for more information on how we can help?

Sign up for one of our retirement planning classes.

CONSULT WITH AN ADVISOR
Live your best...

INVESTOR contact

LEADERSHIP

LEADERSHIP

Scott Winters has had a successful multi-decade career in the financial services industry as a top financial advisor, manager and executive. Notable accomplishments are that he built a wealth management business from zero to over two billion in assets managed across over 20,000 clients. He co-founded, built and sold one of the fastest growing wealth management businesses in America (according to Forbes). As a CEO he has managed and inspired hundreds of employees. Scott is a widely recognized speaker, author, entrepreneur, and leader. He has mentored, managed, or trained thousands of financial advisors and helped them achieve greater success. Scott has continuously rewritten the book on the use of technology and practice management disciplines to help achieve massive and sustainable business growth. He is an active board member and angel investor. Scott has a BA in Business Economics from San Diego State University. Scott holds the following licenses, series 7, 24, 63, 65 and CA life & Health. He is also a Chartered Retirement Planning Counselor, CRPC®

My career in financial services was forged early in my life in San Diego after my mother became remarried to a man who was a financial planner when the Certified Financial Planner (CFP) designation was still very new in the 1970s. As an active proponent of the CFP movement, my new step-father went on to serve as President of the Institute of Certified Financial Planners (ICFP) (which later became the Financial Planning Association), President of the Board of Governors for the CFP Board of Standards, and Chairman of the International CFP Council. All of this influence inspired me to study business in college graduating with degrees in Finance and Economics.

My career in finance began shortly after college over 30 years ago, first as a financial advisor and soon after in a supervisory role. I joined Presidential in 1995 after being recruited by the founders to manage the firm’s San Diego Branch. In 2000 I filled the role of the firm’s Chief Compliance Officer and in 2018 was elevated to the position of CEO. With over 24 years with the firm I am proud to part of a team that strives to bring the best of the best to our clients, employees and financial advisors.

Dr. William R. Nelson is an expert in asset management and the associated technology. As the Co-founder and Chief Investment Officer of EQIS Capital Management, Inc. for over a decade, he was instrumental in the development of technology including their proposal generation system, reporting system, and Mutual Fund Stress test. He also oversaw the due diligence of outside money managers and was the primary manager of the EQIS portfolios.

Dr. Nelson’s acclaimed original research has been published in the American Economic Review, De Paul Journal of Health Care Law, The International Conference on Information Technology ITCC 2004 Proceedings, the Journal of Economic Behavior and Organization, Latin American Finance and Capital Markets, the Latin American Law and Business Report, and Public Choice, among others. He also co-authored Mutual Funds Exposed, an Amazon Best Seller, with Dr. Kenneth A. Kim.

Dr. Nelson’s broad range of academic excellence and industry experience set him apart from most investment professionals. Few have like him started at a wirehouse, floor traded futures on the Chicago Board of Trade, earned a Ph.D. (economics from George Mason University), published in top economics journals, founded a company, designed software, performed due diligence on hundreds of money managers, simultaneously managed several dozen separately managed account strategies, and overseen over $2 billion in assets. These experiences along with an inherently critical yet creative mind allow him to provide a divergent and often useful perspective.

Jennifer Winters is an Executive Vice President at Financial Gravity (OTCQB:FGCO). She also serves as a member of the Board of Directors for Financial Gravity. In addition, she holds EVP roles at several Financial Gravity companies including Forta Financial Group, Sofos Investments, MPath Advisor Services, Tax Master Network and FA-Mentor.

She was previously a Co-Founder and Board Member of one of the fastest growing Turnkey Asset Management Platforms in America. She was instrumental in helping improve the advisor experience on all levels, including nine years as Chief Compliance Officer working with the SEC, FINRA, in addition to hundreds of BDs and RIAs. She has over 25 years of experience in financial services compliance, operations, and technology. She holds a BA degree from Lewis University. Jennifer is currently a member of the American Business Women’s Association (ABWA), the International Association of Women (IAW), the Network of Executive Women (NEW) and the National Association of Female Executives (NAFE).

Brad Dowell began his career in the financial services industry in 1984. He has held various positions including Registered Representative, Branch Office Manager, Operations Manager, Chief Compliance Officer, Financial Principal, Chief Technology Officer and President. He holds multiple securities licenses and has an extensive background in broker/dealer and investment advisory operations, compliance and technology.

Edward A. Lyon, JD is the founder of the Tax Master Network, previously TaxCoach Software. He is an author, most recently, of Selling Tax Strategies: The Financial Gravity Guide to Building Your Business by Cutting Your Client’s Taxes. Ed is an expert in navigating the green and red lights of the tax code as well as helping tax professionals grow their business and save small business owners millions.